DEUTSCHE SECURITIES ASIA LIMITED 德意志證券亞洲有限公司
SFC licensees
RO=Responsible Officer, Rep=Representative
| Name | Age in 2011 |
⚥ | SFC ID | Role | From | Until | |
|---|---|---|---|---|---|---|---|
| 1 | Adams, Robert Stuart | M | AXD828 | Rep | 2011-04-19 | 2014-05-08 | |
| 2 | Agarwal, Rockey | AXK355 | Rep | 2011-06-15 | 2013-04-20 | ||
| 3 | Ahn, Soo Yong 安秀鏞 | ASM065 | Rep | 2009-02-25 | 2012-03-01 | ||
| 4 | Aldworth, James Garton | M | APN875 | Rep | 2007-08-30 | 2016-06-20 | |
| 5 | Andrianov, Mykola | AOP235 | Rep | 2007-02-23 | 2012-09-06 | ||
| 6 | Baker, Cristy | AUA663 | Rep | 2009-10-23 | 2012-07-27 | ||
| 7 | Bean, James Mark | M | AMP165 | Rep | 2005-10-18 | 2014-06-12 | |
| 8 | Bennett, Charles Andrew Coghlan | M | AMY969 | Rep | 2007-07-24 | 2013-08-28 | |
| 9 | Blenkiron, Philip Edward | M | ARG533 | Rep | 2011-03-07 | 2017-07-07 | |
| 10 | Boulay, Nicolas Philippe | 35 | M | AQI395 | Rep | 2010-04-20 | 2011-07-30 |
| 11 | Brixen, Scott Bradley | M | ADZ914 | Rep | 2007-11-09 | 2014-01-30 | |
| 12 | Brown, Anthony George (SFC:APU473) | M | APU473 | RO | 2010-05-17 | 2013-09-09 | |
| 13 | Bugel, Michael Bartus | M | ABQ525 | Rep | 2010-08-17 | 2012-06-13 | |
| 14 | Chan, Fabian Cheuk Hin 陳卓鶱 | M | AQG810 | Rep | 2008-01-10 | 2014-07-05 | |
| 15 | Chan, Spencer Kwok Wai 陳國偉 | M | AEF253 | Rep | 2006-04-03 | 2013-08-07 | |
| 16 | Chandak, Dhiraj | ANB378 | Rep | 2006-02-20 | 2019-09-03 | ||
| 17 | Chang, Michael Cheun Chun 鄭翔浚 | M | AOH904 | Rep | 2006-12-20 | 2012-01-10 | |
| 18 | Chen, Alexander Yang | M | AQZ635 | Rep | 2008-05-02 | 2012-09-05 | |
| 19 | Cheung, Sze Chung 張思中 | AUM379 | Rep | 2010-01-07 | 2012-09-05 | ||
| 20 | Chiu, Angela Sou-Wai 招秀慧 | F | AWT846 | Rep | 2011-02-11 | 2011-08-27 | |
| 21 | Choi, Franky Ming Chit 蔡明哲 | APY708 | Rep | 2007-11-01 | 2012-01-06 | ||
| 22 | Chow, Anson Tsun Ho 周進浩 | AQG809 | Rep | 2008-01-10 | 2013-02-01 | ||
| 23 | Chow, Janet Wing-gee 周詠芝 | F | ASH894 | Rep | 2009-01-16 | 2012-09-19 | |
| 24 | Chow, Jimmy Ka Ching 周家正 | M | ADZ442 | Rep | 2006-08-16 | 2017-08-31 | |
| 25 | Chu, Brian Chi Yan 朱智仁 | M | ACX715 | Rep | 2010-09-15 | 2015-01-15 | |
| 26 | Chu, Michael (SFC:AVV245) | M | AVV245 | Rep | 2010-09-02 | 2012-03-30 | |
| 27 | Chuang, Christopher Jin-gee 莊進智 | M | AUM542 | Rep | 2010-01-08 | 2014-03-07 | |
| 28 | Chung, Jeffrey Jin Wook | M | AEA620 | Rep | 2014-04-10 | ||
| 29 | Chung, Ji Young | AGV338 | Rep | 2011-10-07 | |||
| 30 | Chung, Richard | M | ALW173 | Rep | 2009-08-20 | 2012-03-07 | |
| 31 | Ciani Bassetti, Pietro | M | ARR167 | Rep | 2008-09-30 | 2021-09-19 | |
| 32 | Clapham, Thomas Antony | M | AOC719 | Rep | 2006-10-27 | 2012-06-13 | |
| 33 | Cook, Stuart Harrington | M | AAC359 | Rep | 2011-06-07 | 2018-04-17 | |
| 34 | Creedon, Katherine Claire | F | AQI626 | Rep | 2008-01-22 | 2020-11-16 | |
| 35 | Das, Ashok Kumar (SFC:AVH956) | M | AVH956 | Rep | 2010-06-29 | 2018-03-21 | |
| 36 | Dattas, Bertrand Pierre Fernand | M | ANT751 | Rep | 2006-08-10 | 2011-08-23 | |
| 37 | Davaadorj, Bayarsaikhan | AXC737 | Rep | 2011-04-04 | 2011-07-04 | ||
| 38 | Davis, Mark James (SFC:AQC318) | M | AQC318 | RO | 2009-10-09 | 2012-10-25 | |
| 39 | Day, Donald Kurt | M | AUN917 | Rep | 2010-01-18 | 2012-11-30 | |
| 40 | Desai, Anil Pralhad | ALS457 | Rep | 2011-06-22 | 2015-07-21 | ||
| 41 | Doering, Michael Roger | M | ANQ240 | Rep | 2006-07-10 | 2014-01-03 | |
| 42 | Doyle, John Aaron | M | ATO458 | Rep | 2009-08-18 | 2019-10-29 | |
| 43 | Dwyer, Gregory James | M | AWT081 | Rep | 2011-02-07 | 2012-09-19 | |
| 44 | Ebert, Robert James | M | AVF581 | RO | 2010-10-15 | 2015-06-09 | |
| 45 | Ellis, James Andrew | M | ARR323 | Rep | 2008-09-30 | 2012-04-01 | |
| 46 | Everest, Steven Leslie | M | ARS776 | Rep | 2008-10-17 | 2015-03-01 | |
| 47 | Fairbairn, Glen Reginald | M | ARU495 | Rep | 2008-11-19 | 2012-12-12 | |
| 48 | Fitzgerald, Jonas Michael Sidlauskas | M | AVA153 | Rep | 2011-06-20 | 2011-07-11 | |
| 49 | Fu, Hsiang Chuan 傅祥銓 | ALR024 | Rep | 2010-08-30 | 2013-06-12 | ||
| 50 | Gan, Wee Leong 顏偉樑 | AML648 | Rep | 2008-08-26 | 2014-06-03 | ||
| 51 | Gandhi, Sonia (SFC:AWR811) | F | AWR811 | Rep | 2011-01-24 | 2012-11-20 | |
| 52 | Garg, Neetu | AXD825 | Rep | 2011-04-19 | 2012-09-13 | ||
| 53 | Goodwin, Andrew D | M | ASJ618 | Rep | 2009-01-29 | 2014-09-04 | |
| 54 | Guan, Ying (SFC:AWQ675) 關滢 | AWQ675 | Rep | 2011-01-17 | 2011-07-05 | ||
| 55 | Halliwell, Alison (SFC:ASF035) | F | ASF035 | Rep | 2009-01-02 | 2012-01-19 | |
| 56 | Hart, Matthew Edward | M | AUI290 | Rep | 2009-12-11 | 2012-01-12 | |
| 57 | Hesse, Nicolas Jean Georges | M | AOD300 | Rep | 2006-11-07 | 2013-01-17 | |
| 58 | Hil, Jeffery Chi Yung 許志勇 | M | AAJ464 | RO | 2011-10-18 | ||
| 59 | Ho, Chak Kie 何澤基 | AEC938 | Rep | 2017-07-21 | |||
| 60 | Ho, Karen Kar Wing 何嘉詠 | F | AQE832 | Rep | 2007-12-24 | 2013-03-07 | |
| 61 | Hogan, Robert Wilkes | M | APZ223 | Rep | 2008-01-10 | 2015-12-01 | |
| 62 | Hon, Kenneth Sau Yee 韓守義 | M | AJI837 | RO | 2011-06-02 | 2012-03-21 | |
| 63 | Hosie, Neil Cameron | M | AHQ348 | RO | 2009-03-26 | 2017-03-31 | |
| 64 | Huang, Ruohai 黃若海 | AUM544 | Rep | 2010-01-08 | 2021-09-19 | ||
| 65 | Huang, Timmy Chi-ming 黃麒銘 | ASF036 | Rep | 2009-01-02 | 2011-10-17 | ||
| 66 | Huynh, Louis | M | AOQ937 | Rep | 2007-03-12 | 2012-09-05 | |
| 67 | Jaisingh, Rohit | AIZ536 | Rep | 2010-12-14 | 2012-04-16 | ||
| 68 | Jia, Chelsea Yue | AVX461 | Rep | 2010-09-20 | 2012-06-01 | ||
| 69 | Joshi, Dixit Aswin | AXC431 | Rep | 2011-04-04 | 2012-02-29 | ||
| 70 | Kadam, Raju Anil | AXM874 | Rep | 2011-06-30 | 2017-12-06 | ||
| 71 | Kamei, Takeya | APR736 | Rep | 2007-09-28 | 2013-12-02 | ||
| 72 | Kapoor, Chetan (SFC:AQO316) | AQO316 | Rep | 2008-02-26 | 2017-12-06 | ||
| 73 | Kaufmann, Kai | AQQ336 | Rep | 2008-03-10 | 2019-08-12 | ||
| 74 | Keenan, Russell Dennis | M | AOX305 | Rep | 2007-05-15 | 2017-06-09 | |
| 75 | Kesebi, Sukru | ATT835 | Rep | 2009-11-30 | 2014-11-26 | ||
| 76 | Khaimson, Evgeni | ARP463 | Rep | 2009-08-12 | 2012-07-01 | ||
| 77 | Khan, Asad Rahman | AUS963 | Rep | 2010-02-17 | 2012-01-12 | ||
| 78 | Kim, So Yeon | AMM348 | Rep | 2010-03-01 | 2013-02-01 | ||
| 79 | King, Hubert Duncan 金汶椿 | M | AES843 | Rep | 2015-06-08 | ||
| 80 | Kochhar, Sachin | AOD007 | Rep | 2011-02-18 | 2012-05-23 | ||
| 81 | Kohli, Sneha Shah | AVP148 | Rep | 2010-08-03 | 2011-12-09 | ||
| 82 | Kudalkar, Anil Sadanand | ASJ616 | Rep | 2009-01-29 | 2016-02-27 | ||
| 83 | Kuo, Cheung 郭強 | ACZ555 | Rep | 2011-06-14 | 2012-08-09 | ||
| 84 | Kwan, Roy Chun Wai 關振緯 | 35 | M | AOT954 | Rep | 2007-04-03 | 2018-02-06 |
| 85 | Kwok, Isabella Ngan Ting 郭雁婷 | F | AGH147 | Rep | 2009-10-29 | 2018-05-08 | |
| 86 | Kwong, Marcus Mann 鄺孟芹 | M | AFU388 | Rep | 2009-06-29 | 2019-09-27 | |
| 87 | Kyim, Eugene Eong IL 金永日 | M | APA005 | Rep | 2010-09-30 | 2012-06-30 | |
| 88 | Lai, Alen Chi Wang 黎智弘 | AWQ674 | Rep | 2011-01-17 | 2012-06-13 | ||
| 89 | Lai, David Yuk Fai 賴玉輝 | M | ACU419 | Rep | 2004-07-02 | 2017-02-07 | |
| 90 | Lai, Wai Tsz 黎慧慈 | ACU891 | Rep | 2007-05-25 | 2018-06-21 | ||
| 91 | Lala, Manish | AUZ529 | Rep | 2010-04-08 | 2019-11-30 | ||
| 92 | Lalwani, Harish Premchand | AXD989 | Rep | 2011-04-19 | 2019-08-06 | ||
| 93 | Lambos, Elizabeth Brett | F | ASH450 | Rep | 2009-01-14 | 2013-03-23 | |
| 94 | Lau, Adam Yue Che 劉宇池 | M | AGF159 | Rep | 2007-04-02 | 2014-08-09 | |
| 95 | Lau, Janice Wai Man 劉維敏 | F | AOL108 | Rep | 2007-01-17 | 2014-06-24 | |
| 96 | Lau, Jeremy Le Van | M | ATJ376 | Rep | 2011-06-13 | 2017-02-07 | |
| 97 | Lau, Ka Fei 劉嘉輝 | ASL713 | Rep | 2009-02-17 | 2011-07-01 | ||
| 98 | Lau, Marcus Chi Chiu 劉志超 | M | AAC292 | Rep | 2010-08-16 | 2012-09-05 | |
| 99 | Lau, Stephen Ying Tung 劉穎東 | M | ANM143 | Rep | 2006-06-01 | 2021-05-28 | |
| 100 | Law, Kin Fat 羅建發 | 43 | M | ABL850 | Rep | 2011-06-10 | 2012-09-05 |
| 101 | Lee, Christopher Fai Man 李輝敏 | 45 | M | ACW239 | Rep | 2010-07-22 | 2012-02-16 |
| 102 | Lee, Eric Cheng-Chiang 李正強 | M | AUC989 | Rep | 2010-06-10 | 2011-07-29 | |
| 103 | Lee, Gregory Joseph | M | APD818 | Rep | 2009-06-03 | 2012-02-13 | |
| 104 | Lee, John (SFC:APW367) | M | APW367 | Rep | 2007-10-24 | 2011-10-19 | |
| 105 | Lee, Roger Leonard (SFC:AVB844) | M | AVB844 | Rep | 2010-04-21 | 2012-09-05 | |
| 106 | Lee, Wen Long | ATB494 | Rep | 2009-06-15 | 2018-02-19 | ||
| 107 | Lee, Youn Wen | AHA183 | Rep | 2018-11-11 | |||
| 108 | Leonard, Neil Angus James | M | ANB385 | Rep | 2006-02-20 | 2012-09-05 | |
| 109 | Li, Alan Cheuk Lun 李卓倫 | M | AOC884 | Rep | 2006-11-01 | 2017-02-07 | |
| 110 | Li, Xianlin 李嫻琳 | AUN096 | Rep | 2010-01-12 | 2011-07-09 | ||
| 111 | Lim, Michelle Si Min 林思敏 | F | ASI130 | Rep | 2009-01-23 | 2019-10-11 | |
| 112 | Lin, David Ping 林平 | M | AOT744 | Rep | 2009-09-14 | 2012-09-05 | |
| 113 | Lonergan, Phillip Edward | M | ATB486 | Rep | 2010-08-10 | 2011-08-23 | |
| 114 | Longe, Kehinde Phillip Oladotun | M | ANT775 | Rep | 2009-10-06 | 2014-10-11 | |
| 115 | Lu, Hue Thi | ADT188 | Rep | 2007-08-03 | 2012-06-13 | ||
| 116 | Luk, Yin Man 陸燕雯 | AEQ086 | Rep | 2008-08-27 | 2012-09-05 | ||
| 117 | Luo, Wei (SFC:AUQ322) | AUQ322 | Rep | 2010-01-27 | 2012-01-11 | ||
| 118 | Ma, Sin Chi 馬善智 | 37 | M | AFQ486 | RO | 2010-04-20 | 2012-01-06 |
| 119 | Macdonald, Matthew Douglas | M | ALK219 | Rep | 2010-07-06 | 2014-09-19 | |
| 120 | Maloney, Mark Robert | M | APR781 | Rep | 2007-10-02 | 2013-08-31 | |
| 121 | Marchio, Steven Santo Peter | M | AVP004 | Rep | 2010-07-29 | 2019-10-13 | |
| 122 | Mason, Matthew James (SFC:AQM089) | M | AQM089 | Rep | 2009-03-25 | 2014-06-12 | |
| 123 | Mathur, Rajat (SFC:AVQ939) | AVQ939 | Rep | 2010-08-05 | 2014-06-10 | ||
| 124 | Michalik, Thorsten | AJK533 | Rep | 2008-08-14 | 2013-01-21 | ||
| 125 | Mirpuri, Vishal Nirmaldas (SFC:AJG172) | AJG172 | Rep | 2010-05-10 | 2012-02-17 | ||
| 126 | Modrakovic, Stela (SFC:ATQ776) | ATQ776 | Rep | 2009-08-27 | 2011-11-01 | ||
| 127 | Montanari, Marco | M | ATI145 | Rep | 2009-07-08 | 2013-02-01 | |
| 128 | Mouilhade, Claire Beatrice Claude | F | ANQ817 | Rep | 2006-07-14 | 2012-09-25 | |
| 129 | Mullaney, David | M | AWO856 | Rep | 2011-01-04 | 2012-06-13 | |
| 130 | Murch, Timothy Alexander | M | ASI127 | Rep | 2009-01-23 | 2015-11-11 | |
| 131 | Murphy, David James (SFC:AFG800) | M | AFG800 | RO | 2010-04-28 | 2011-09-09 | |
| 132 | Naidoo, Marlin | ANU183 | Rep | 2006-08-14 | 2012-08-01 | ||
| 133 | Nandwani, Roshan Ramesh 浩南 | M | ATI142 | Rep | 2009-07-08 | 2018-06-08 | |
| 134 | Neary, James Joseph | M | AQE987 | Rep | 2009-12-29 | 2012-09-05 | |
| 135 | Ong, Derek (SFC:AME256) | M | AME256 | Rep | 2005-06-22 | 2011-08-23 | |
| 136 | Paidipathi, Apurva | AXH948 | Rep | 2011-06-07 | 2011-10-14 | ||
| 137 | Panda, Angkit | ARG689 | Rep | 2008-06-30 | 2016-07-01 | ||
| 138 | Pang, Ka Yin (SFC:AEF574) 彭嘉賢 | AEF574 | Rep | 2010-05-10 | 2018-02-06 | ||
| 139 | Perrot, Benoit Francis Louis | M | ALT794 | Rep | 2009-08-18 | 2012-02-24 | |
| 140 | Pirestani, Kayvon Andrew | M | AMB757 | Rep | 2005-06-08 | 2012-10-11 | |
| 141 | Prakasam, Gopinath | AXC423 | Rep | 2011-03-31 | 2016-05-26 | ||
| 142 | Press, Matthew (SFC:ATI127) | M | ATI127 | RO | 2010-08-13 | 2011-08-23 | |
| 143 | Rao, Vigyan | AMH160 | Rep | 2010-07-05 | 2012-07-05 | ||
| 144 | Reeves, Andrew James | M | AJK532 | Rep | 2004-01-26 | 2014-02-27 | |
| 145 | Rilling, Simon | M | AXF014 | Rep | 2011-04-19 | 2011-07-19 | |
| 146 | Rizkalla, Andrew | M | ASH892 | Rep | 2009-01-16 | 2013-06-01 | |
| 147 | Rodrigues, Johann | AUZ964 | Rep | 2010-04-09 | 2012-09-01 | ||
| 148 | Rogers, David Andrew (SFC:ATM320) | M | ATM320 | Rep | 2010-08-18 | 2012-09-05 | |
| 149 | Saigal, Gaurav | M | APQ799 | Rep | 2007-09-25 | 2018-05-11 | |
| 150 | Sanchez, Marlon Mikhail | M | ADJ822 | RO | 2011-01-04 | 2021-10-28 | |
| 151 | Seet, Jordan Wei Wen | AWQ103 | Rep | 2011-01-13 | 2014-04-09 | ||
| 152 | Seow, Zhi Xiang | AWO859 | Rep | 2011-01-04 | 2012-09-29 | ||
| 153 | Shah, Jigar Jayanti | ARH600 | Rep | 2008-07-08 | 2013-01-10 | ||
| 154 | Shah, Junaid Hussain (SFC:AUR999) | AUR999 | Rep | 2010-02-09 | 2014-04-14 | ||
| 155 | Shah, Priyesh Shantilal | ARF530 | Rep | 2008-06-23 | 2014-12-31 | ||
| 156 | Sheridan, Richard Leo | M | AUE091 | Rep | 2010-04-08 | 2012-01-19 | |
| 157 | Silver, Nicholas Eugene | M | AOU413 | Rep | 2007-04-10 | 2014-04-11 | |
| 158 | Stokeld, Craig Charles | M | AUI378 | Rep | 2009-12-11 | 2011-12-07 | |
| 159 | Streatfield, David Alan | M | AVI634 | Rep | 2010-06-14 | 2012-05-22 | |
| 160 | Sun, Cheuk Wa 孫卓華 | AFM321 | Rep | 2005-07-06 | 2012-09-05 | ||
| 161 | Sung, Eric | M | AXD830 | Rep | 2011-04-19 | 2013-05-02 | |
| 162 | Tang, Wenyi | F | ASI157 | Rep | 2009-02-06 | 2015-06-27 | |
| 163 | Tao, Feiran 陶斐然 | AUN714 | Rep | 2010-01-15 | 2018-05-24 | ||
| 164 | Tay, Mei Yuen | AHC197 | Rep | 2007-10-15 | 2011-09-22 | ||
| 165 | Tay, Siang Watt Terence | M | AVH952 | Rep | 2010-06-29 | 2018-02-20 | |
| 166 | Thomas, Dean (SFC:ACN472) | M | ACN472 | Rep | 2007-02-09 | 2019-08-13 | |
| 167 | Tiffin, Philip John | M | AFT499 | Rep | 2010-09-27 | 2014-12-02 | |
| 168 | Tsang, Ka Li 曾嘉莉 | AIB690 | Rep | 2004-08-09 | 2012-01-10 | ||
| 169 | Tsui, Stephen Fook Hong 徐福康 | M | AMF768 | Rep | 2005-07-18 | 2012-09-05 | |
| 170 | Twomey, Harvey Noel | M | AKX345 | Rep | 2008-05-02 | 2013-12-03 | |
| 171 | Verma, Vijay (SFC:AXF537) | AXF537 | Rep | 2011-04-29 | 2014-09-05 | ||
| 172 | Waddell, Andrew Graham | M | AMK232 | Rep | 2007-08-23 | 2013-04-20 | |
| 173 | Wang, Eson | APB798 | Rep | 2007-06-14 | 2015-07-20 | ||
| 174 | Wang, Haixiao (SFC:AQM271) 王海嘯 | AQM271 | Rep | 2008-02-06 | 2014-03-05 | ||
| 175 | Wang, Qian (SFC:AUN076) 王倩 | AUN076 | Rep | 2010-01-12 | 2012-06-30 | ||
| 176 | White, Christopher James (SFC:ACS947) | M | ACS947 | Rep | 2004-07-19 | 2014-11-18 | |
| 177 | Wilson, Murray John | M | ARJ081 | Rep | 2010-06-24 | 2012-07-17 | |
| 178 | Winter, Philip Francis David | 35 | M | AQG466 | Rep | 2009-08-31 | 2014-10-01 |
| 179 | Wittenburg, Fabrizio Martin | M | AVJ440 | Rep | 2010-08-05 | 2012-05-18 | |
| 180 | Wong, Annie Yan Tsz 黃欣慈 | F | AUV531 | Rep | 2010-03-10 | 2015-09-19 | |
| 181 | Wong, Lai Man (SFC:AFC401) 王麗雯 | AFC401 | Rep | 2007-06-05 | 2015-06-01 | ||
| 182 | Wong, Paul Sek Ming 黃錫明 | M | AAV864 | Rep | 2010-09-09 | 2014-05-26 | |
| 183 | Wong, Tsz Kin (SFC:ALA499) 王子健 | ALA499 | Rep | 2004-12-16 | 2013-02-01 | ||
| 184 | Woo, Janet Fong Fong 胡渢渢 | F | AEM866 | Rep | 2019-07-08 | ||
| 185 | Yaduvanshi, Shashank | AWY291 | Rep | 2011-06-22 | 2011-07-01 | ||
| 186 | Yamazaki, Yuko | AUW612 | Rep | 2011-02-16 | 2013-01-04 | ||
| 187 | Yan, Wing Tak 甄穎德 | APQ792 | Rep | 2009-10-19 | 2018-09-28 | ||
| 188 | Yang, Ka Shui 楊家萃 | AOW796 | Rep | 2010-01-18 | 2012-01-10 | ||
| 189 | Zange, Boris Manuel (SFC:ATB488) | M | ATB488 | Rep | 2009-06-15 | 2012-03-01 | |
| 190 | Zhao, Chenfan 趙晨帆 | AOS450 | Rep | 2007-03-28 | 2012-06-13 | ||
| 191 | Zhao, Yue (SFC:ALJ837) 趙悅 | ALJ837 | Rep | 2006-07-07 | 2017-08-19 | ||
| 192 | Zuber, Zarko | AVA150 | Rep | 2010-07-15 | 2012-08-01 |
Sign up for our free newsletter
Recommend Webb-site to a friend
Copyright & disclaimer, Privacy policy